Debt consolidation
Bring existing debts together
Explore whether consolidating debts is suitable for you, with the costs, alternatives and risks explained.
Explore debt consolidationSpecialist borrowing advice · UK-wide
Bust debt stress!
We won't let your debts haunt you anymore!
Debt consolidation, raising funds & remortgaging
We listen to your plans, compare suitable options and explain the costs and risks.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Specialist help — debt consolidation, raising funds and adverse credit
UK-wide support — helping homeowners across the country
Your options first — suitable borrowing, alternatives and overall costs
01 — Debt consolidation & raising funds
Specialist help with your next financial step
Whether you want to bring debts together or raise funds using the equity in your home, we take time to understand your situation and compare suitable options.
Raising funds
Raise funds for your plans
Compare remortgaging, second charge mortgages and further advances to explore borrowing against the equity in your home.
Explore raising fundsRemortgages
Review your mortgage to raise funds
Explore whether remortgaging could release equity, taking account of fees, early repayment charges and affordability.
Explore remortgagesYour home may be repossessed if you do not keep up repayments on your mortgage.
Consolidating debts into secured borrowing puts your home at risk. A lower monthly payment over a longer term may increase the total amount you repay. We explain the alternatives, fees and overall cost before you decide.
Trusted by homeowners
Rated 4.9 out of 5 on Trustpilot
Based on 388 reviews from clients we’ve helped with mortgages, remortgages and raising funds across the UK.
“We’d given up on finding a solution to our debt problems after multiple attempts to consolidate all debt into a remortgage. What an experience!”
“Advisors kept me well informed all the way through from start to finish. Talked me through all options and helped to make my decisions easier.”
“The whole process was handled efficiently, and I always felt that my circumstances and interests were being properly considered.”
Remortgage or personal loan?
Not sure which route suits your plans? Our friendly guide compares the real costs, terms and risks of each option.
Releasing equity in your home
Wondering how much equity you could release and which route suits your plans? Our friendly guide explains remortgaging, further advances and second charges.
02 — All our services
More ways we can help
From debt consolidation and raising funds to buying a home and protecting your family, our full range of services is here for you.
01
Debt consolidation
Friendly specialist debt consolidation mortgage advice across the UK. Compare remortgages, second charges, alternatives and total borrowing costs.
Explore debt consolidation 02Raising funds
Explore raising funds from your home with specialist advice across the UK. Compare remortgaging to release equity, second charges and further advances.
Explore raising funds 03Second charge mortgages
Explore borrowing against your home while keeping your existing first mortgage in place.
Explore second charge mortgages 04Remortgages
Review your current deal and explore mortgage options that suit your plans today.
Explore remortgages 05First-time buyers
Understand your deposit, budget and mortgage options before taking the first step towards your own home.
Explore first-time buyers 06Buy-to-let
Mortgage guidance for your first rental property or the next addition to your portfolio.
Explore buy-to-let 07Bridging loans
Friendly specialist bridging loan advice across the UK. Compare short-term secured borrowing for auction purchases, chain breaks and property projects, with costs and risks explained.
Explore bridging loans 08Protection and wills
Explore life cover, income protection and planning for the people who matter most.
Explore protection and willsHow it works
Four steps, at your pace
- 01
Consultation
A relaxed chat about your borrowing, your goals and what you can realistically afford.
- 02
Review
We compare suitable options, alternatives and overall costs, then talk everything through with you.
- 03
Apply
If you decide to proceed, we handle the paperwork and liaise with the lender on your behalf.
- 04
Complete
We stay with you until your borrowing is arranged or your home purchase completes.
Your next step starts here
Start your 30-second application for specialist help with consolidating debts, raising funds or your next mortgage — including if you have an adverse credit history. Prefer to look at the figures first? Try the mortgage calculator.